Education Loans
YOUR STUDY ABROAD MATTERS
Education Loans
No student should left our from the study abroad due to financial constrains.
We help students & parents get funding for their higher education in abroad needs.
100% Funding
Quick Loan
Secured Unsecured
Education Loans
STEP 1 :
Approach Us
STEP 2 :
We Create Your Profile and Know Your Eligibility
STEP 3 :
Proceed With Documentation & Application
STEP 4 :
Get your loan Sanctioned and Disbursed !
Study Abroad Loan
FAQs
Our services cover all the process assistance which is required to be done for your great Study Abroad experience i.e course, campus, country selection, admission, education loan, student visa, travel, insurance, accommodation etc.
The maximum loan amount for Studying Abroad ranges from 20 lakhs to 1.5 crore.
The interest rates vary from 9% to 14% depending on the kind of financial institution. Rate of interest at Nationalized Banks is usually 1% to 2.5% lower than Private banks and NBFCs.
Unsecured loans are offered by nationalized banks, private banks as well as NBFCs. Private Banks and NBFCs offer up to 45 lakhs whereas nationalized banks provide unsecured loans only up to 7.5 lakhs.
• Non Collateral Loans up to 35 – 45 Lakhs
• Loan Sanction available before admissions on the basis of GRE / TOEFL / IELTS Score
• Pre Visa Disbursal for USA, Germany & other European Countries
• No EMI until graduation instead only small touch payments
• Zero Margin money
• 100% Education Finance
• Weight-age given to Academic Merit and Parents Annual Income
• Top up loans available
• No pre-payment penalty
• Flexible Repayment Options
• Fast online, paperless process
You can apply for an education loan on receipt of an offer letter from the University. However, if you are planning to take an education loan it would be better to enquire about the process and start the required documentation beforehand
Education loan disbursement means actual release of funds. The disbursement is done after the loan has been sanctioned. Banks do give their share in many cases before the student receives the visa, whenever the student is required to pay a part of tuition fee to the University for release of the final offer letter. Thereafter, once the student receives the visa, banks release the education loan in installments semester wise.
Most educational loans are unsecured loans which are good options for students who lack the assets or collaterals essential to obtain a secured loan. Obtaining an unsecured loan rests solely on your creditworthiness.